CBD & Hemp Payment Processing That Banks Actually Support
CBD and hemp merchants get frozen funds and terminated accounts. Learn why, and how to secure a compliant high-risk processor that supports hemp-derived products.
Why cbd & hemp get flagged
- The 2018 Farm Bill legalized hemp, but banks are not required to support it — leaving CBD in a grey area.
- Aggregators flag keywords like “CBD,” “hemp,” and “tincture” and terminate accounts mid-growth.
- COA and compliance gaps that trigger sudden offboarding.
Key payment risks
Federal-legal vs. bank-risk gapCOA / lab-result complianceReputational-risk avoidance by Tier-1 banks
How OrbitBNK helps
OrbitBNK helps CBD and hemp merchants present clean underwriting packages and matches them to banks that knowingly support hemp-derived products with transparent pricing.
Get a free statement reviewFrequently asked questions
Is it legal to process credit cards for CBD?+
Yes, when the products are hemp-derived and contain under 0.3% THC, and you use a processor that explicitly underwrites the category with proper compliance documentation.
Why does Stripe shut down CBD businesses?+
Stripe is an aggregator that prohibits CBD in its primary terms of service and uses automated systems to flag and terminate high-risk accounts.