The payment platform merchants use touncover hidden costs.
Upload your statement, get a line-by-line review of your true processing math, and work with advisors — before your next move.
Free initial audit · No pressure to switch · Advisor-led review
Your processing, mapped in real time
Every fee, gateway, and approval path — visualized at the center of your payment orbit.
Built for merchants who need more control, not more confusion.
Found preventable fee leakage across multiple line items.
Moved from reactive processor support to proactive oversight.
Finally understood their true effective rate.
Processing stack organized under one view.
Built a cleaner path toward stability.
See why merchants trust us before they make their next processing decision.
We help operators understand what is happening inside their payment stack — without pressure, hype, or confusing rate talk.
“I finally understood why my deposits never matched what I expected.”
“The audit gave me clarity before I switched anything.”
“This felt more like a payment infrastructure review than a sales call.”
“They explained my statement in plain English.”
“The merchant portal made the whole process easier to follow.”
“I stopped guessing and started making decisions with actual numbers.”
“I finally understood why my deposits never matched what I expected.”
“The audit gave me clarity before I switched anything.”
“This felt more like a payment infrastructure review than a sales call.”
“They explained my statement in plain English.”
“The merchant portal made the whole process easier to follow.”
“I stopped guessing and started making decisions with actual numbers.”
Now you can get paid, too.
Orbit Pay lets you accept cards, Apple Pay, and pay-by-bank with a QR code, a payment link, or a button on your site. Funds land in your Orbit wallet — withdraw to your bank anytime. No app, no hardware, $0 monthly fee.
From statement to clarity in four steps
Upload a statement
Share your current merchant statement securely to begin The Clearing.
We map the payment math
A line-by-line review surfaces fees, downgrades, deposit flow, and risk flags.
Advisor-led review
Talk through the findings with an advisor — clarity before any commitment.
Smarter next move
Get organized findings and routing options matched to your profile.
Every payment, pulled into one intelligent orbit
Your statements, gateways, and approval paths converge at the center — continuously scanned, scored, and surfaced so nothing leaks unseen.
Finally understand what you're paying — and what you should be.
One clear report. Every cost, fee, and opportunity — explained for you.
Upload a statement and our advisors review it line by line. You get a simple breakdown of what's really happening with your processing:
- Your true effective rate
- Hidden fees & downgrades flagged
- Deposit speed & cash-flow review
- Risk & chargeback exposure
- A clear recommendation — in plain English
Total transparency
See exactly what you pay and why. We translate the fine print into plain numbers, so there are no surprises and no guesswork on your statement.
Matched to the right fit
Every business is different. We connect you with the payment setup that actually fits your industry, volume, and goals — not a one-size-fits-all package.
No pressure. No commitment. Just clarity.
Your audit is advisor-led and yours to keep. Walk away with a clearer picture of your payments — whether or not you ever switch.
Every way you get paid — matched on one platform.
In-store, online, recurring, and more shouldn't mean a dozen different vendors. Our AI-powered platform matches you to one modern setup that handles it all — the way Uber matches riders to cars, we match you to the right way to process.
Big-ticket processing & financial ERP — matched at scale.
The same Uber-style matching, built for high-volume merchants, banks and FinTechs. From scaling SMBs to enterprise-level financial ERP, we match you to the right path.
Trusted by operators who want clarity before commitment.
“Before this, I only looked at my rate. After the review, I understood the full picture — fees, downgrades, deposits, risk, and what I should actually fix first.”
Built for your industry — including the hard-to-place ones
From restaurants and retail to high-risk verticals, we match merchants to the right processing path — even when others say no.
Food & Beverage
Retail
Services
High Risk
3 beliefs that guide our company
Built for merchants who are tired of vague processor answers and want a clearer path forward.
OrbitBNK Advisory
Merchants deserve to understand the math.
Most businesses are told to focus on rates. We believe the real story lives inside the full statement, fee structure, gateway setup, risk profile, and deposit flow.
Clarity should come before commitment.
A merchant should not feel pressured to switch processors before they understand what is actually happening.
Payment infrastructure should be managed, not ignored.
Processing is not a set-it-and-forget-it function. It should be reviewed, monitored, and improved like any other critical business system.
Free guides for understanding your merchant statement
View all guides
The easiest way to understand what your processor is really costing you.
Start with a statement upload. We’ll review the details, organize the findings, and help you understand your next best move.
